If you have a federal student loan that has entered into default status, there are several ways you can get your loan out of default. Depending on how quickly you act and which option you choose, you may be able to avoid some or most of the negative consequences of default. Important: Ignoring your defaulted loan is never a good option.
Note: The following options apply only to federal student loans. If you have a private student loan, contact your lender or collection agency to see what your available options are.
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